Frequently asked questions

Get all your questions answered. Spend less time trying to find answers and more time making decisions.

Generic FAQ

Where are your offices located?

We currently have two locations in the United States and plan to expand to 10+ locations within the next 3 years. We have a location in Fort Lauderdale, Florida and another in Lexington, Massachusetts.

How big is your team?

Our team is consistently growing. We are currently at 35 full time (U.S based) employees.

When was FetchFi founded?

Although FetchFi was founded in late 2022... We've been in the credit/financing space since 2014 and have since merged every company into "FetchFi".

How much do FetchFi's services cost?

The cost of our services depends on the scope and complexity of your project. We work with businesses of all sizes and budgets, providing customized solutions that cater to your specific needs and requirements. To get a detailed quote, please contact our team for a consultation.

How long does it take to complete a financing project?

The timeline for project completion varies depending on factors such as project complexity, client requirements, and resources available. Our team will work with you to develop a realistic timeline and keep you informed of progress throughout the project.

Do you offer ongoing support and maintenance?

Yes, FetchFi offers ongoing support and maintenance services to ensure the continued success of your financing journey. Our support packages include regular updates, performance optimizations, and system monitoring to keep your financing running smoothly.

Will my data be secure with FetchFi?

Data security is a top priority at FetchFi. We follow industry-standard security practices and protocols to ensure the protection of your sensitive information. Our team works closely with you to implement robust security measures tailored to your specific needs and industry requirements.

How do I get started with FetchFi?

To get started, simply visit our website at and fill out the contact form or reach out to us via email or phone. Our team will get in touch with you to discuss your requirements, understand your goals, and suggest the best solutions for your needs.

0% Funding

How does FetchFi help me secure 0% interest credit cards?

FetchFi's experienced team guides you through the entire process, from selecting the best credit cards for your needs to providing support during the application process. We work closely with you to understand your unique financial situation and recommend the most suitable credit cards to help you achieve your goals.

Can I use the 0% interest credit cards for both personal and business expenses?

Yes, FetchFi can help you secure 0% interest credit cards for both personal and business needs. Our tailored funding solutions are designed to provide the financial flexibility you require, whether you're looking to consolidate debt, invest in your business, or fund a personal project.

How can 0% interest credit cards improve my credit score?

Securing 0% interest credit cards can improve your credit utilization ratio, which is the percentage of your available credit that you're currently using. A lower credit utilization ratio can lead to a higher credit score, opening up more financial opportunities and better loan terms in the future.

Are there any fees associated with 0% interest credit cards?

While 0% interest credit cards do not charge interest during the promotional period, there may be other fees, such as annual fees, balance transfer fees, or foreign transaction fees. FetchFi will help you understand the fee structure of each card and recommend the best options based on your financial needs.

How long does the 0% interest promotional period typically last?

The promotional period for 0% interest credit cards can vary, typically ranging from 6 to 21 months. FetchFi will help you find the most suitable cards with promotional periods that align with your financial goals and repayment plans.

What happens when the 0% interest promotional period ends?

After the promotional period ends, the interest rate on your credit card will revert to the standard APR. It's important to plan your repayment strategy to pay off the balance before the promotional period ends in order to avoid accruing interest charges.

Do I need a specific credit score to qualify for 0% interest credit cards?

While there is no fixed credit score requirement for 0% interest credit cards, issuers generally prefer applicants with good to excellent credit scores. FetchFi's inquiry removal and credit repair services can help you improve your credit score, increasing your chances of securing 0% interest credit cards.

Can I transfer existing balances to a 0% interest credit card?

Many 0% interest credit cards offer balance transfer options, allowing you to consolidate existing high-interest debt and potentially save on interest payments. FetchFi can help you find suitable credit cards with balance transfer options that align with your debt consolidation goals.

How many 0% interest credit cards can I apply for at once?

While there is no set limit on the number of credit cards you can apply for, it's important to consider the impact of multiple applications on your credit score. Each credit card application results in a hard inquiry, which can temporarily lower your score. FetchFi's team will help you determine the optimal number of applications based on your credit profile.

What if I'm denied a 0% interest credit card?

If your application for a 0% interest credit card is denied, FetchFi's team will help you understand the reasons behind the denial and provide guidance on how to improve your chances of approval in the future. This may include credit repair services, inquiry removal, or other strategies to enhance your creditworthiness.

Inquiry Removal

What is a credit inquiry?

A credit inquiry is a request by a lender or creditor to review your credit report when you apply for credit, such as loans, credit cards, or mortgages. There are two types of inquiries: hard and soft. Hard inquiries have an impact on your credit score, while soft inquiries do not.

How does inquiry removal work?

Inquiry removal involves contacting the creditors and credit bureaus to request the removal of unauthorized or incorrect hard inquiries from your credit report. The process usually requires providing documentation and disputing the inquiries, which can result in an improved credit score once the inquiries are removed.

How long does it take for FetchFi to remove inquiries?

The time it takes for FetchFi to remove inquiries can vary depending on the complexity of your case and the responsiveness of the credit bureaus and creditors. Generally, the process can take anywhere from 24-72 hours on Experian and 10-28 days for Transunion & Equifax.